![]() ![]() To cover these potential losses it had $121,842,000 in equity and $13,017,000 in loans loss reserves. Pathfinder Bank had $7,948,000 in non-current loans and $0 in owned real estate. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank With its tangible common equity and its loan loss reserves.Ī lower Texas ratio indicates better coverage of problem loans. The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) No depositor has ever lost deposits that have been within the FDIC insurance limits. ![]() The following ratios and data are available to help you better understand the financial condition of Pathfinder Bank. Prime Rate as of = 5.50% (Wall Street Journal).Published rates and terms based on primary homes. The borrower will have an increased APR rate if the borrower does not (i) take an advance of $25,000 and maintain this balance for 12 months, and (ii) have automatic transfers from any Bethpage personal savings or checking account for the monthly HELOC payment. No closing costs on new HELOCs up to $500,000. Hazard insurance is required on all loans secured by real property flood insurance may also be required. All offers of credit are subject to credit approval applicants may be offered credit at higher rates and other terms. Home Equity rates and terms are subject to change without notice. Featured - New York Home Equity Line Of Credit Rates 2022 Lender ![]()
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